Greater London
Bridging Loans in London
London bridging finance is the most active short-term lending market in the UK. From central prime postcodes to outer-borough auction stock, our panel of seven specialist lenders covers everything from a £100k chain break in Kingston to a £10m commercial bridge in the City.
Rates start at 0.55% per month for low-LTV regulated cases and run to 1.2% for higher-risk commercial or development bridging. Most London cases complete in 2 to 6 weeks, with auction purchases and chain breaks pushing the timeline tighter when needed.
London property market
London's residential prices average roughly twice the UK figure, with prime central averaging £1.5m+. Auction volume is high year-round — particularly via Allsop, Savills, and Barnett Ross — making bridging a regular need.
Postcode coverage
Outward codes we routinely advise across London and Greater London.
Common London bridging cases
Auction purchases
28-day completion deadlines on Allsop / Savills / Barnett Ross lots — bridging is often the only option to hit them.
Chain breaks in prime central
Buyers above £1m frequently use bridging when a chain collapses to protect deposits and onward purchases.
Refurbishment of period stock
Victorian / Edwardian terraces in Zone 2-4 typically need £30-100k+ of work; bridging covers purchase + refurb until refinance.
Commercial conversions
PD-rights office-to-residential and shop-with-flat-above conversions are common London bridging cases.
Apply for a London bridging loan
FCA-authorised broker. Seven specialist lenders compared. Rates from 0.55% per month, completion in 2-12 weeks.