Commercial Bridging,
Sorted by People Who Know the Lenders

Commercial or semi-commercial property, and in some cases residential property, can be used as security for a commercial bridge. We'll look at the security available to you and match it to lenders who accept that type of asset.

Businesses, sole traders, partnerships and limited companies can all apply, including start-ups. Eligibility depends more on the strength of the deal and exit strategy than on trading history alone.

We assess your circumstances before recommending a lender, so we only put you forward where you've got a genuine chance of approval. Adverse credit and complex structures can often still be placed with the right lender.

Initial enquiries are typically assessed on a soft-search basis, so exploring your options with us won't affect your credit score. A hard search only happens once you proceed with a formal application.

Bridging loans typically run up to 12 months for regulated facilities and up to 24 months for unregulated commercial facilities, though terms can be tailored to your circumstances.

Most of our lender panel don't charge early repayment penalties, so you're free to repay as soon as your longer-term finance or cashflow is in place.

Bridging is designed for speed — completions in as little as 5 days are achievable where the case is straightforward and documentation is in order.

Yes — rates are fixed for the term of the loan based on your circumstances and the security offered, so you know exactly what you're paying from day one.

It depends on the security and its use. Loans secured against a property that is or will be occupied by the borrower or their family are regulated; pure commercial or investment security is typically unregulated. We'll confirm which applies to your case.