Lender Profile
Signature Property Finance Bridging Loans
Wales-based specialist bridging and development lender — direct access to underwriters.
About Signature Property Finance
Signature Property Finance is a Wales-headquartered specialist lender funding bridging and development cases across England and Wales. Their direct underwriting model — deal direct with the decision-maker — typically produces faster, more decisive answers than committee-based lenders.
Product range covers standard bridging, refurbishment, auction finance, and development. Signature accept regulated and unregulated cases, with first and second charges both supported.
Product range: Standard bridging, refurbishment, auction finance, second charge, and ground-up development.
Best for
- Welsh property cases — local market knowledge
- Borrowers who want direct underwriter access (no committee delays)
- Refurbishment and development projects
- Auction purchases
Key facts
- Min Loan
- £50,000
- Max Loan
- Confirmed at quote
- Max Term
- Up to 24 months (case-dependent)
- Max Ltv
- Up to 75% (residential 1st charge); confirmed by case
- Fee
- Lender arrangement fee — typically 2%
- Regulated
- Both regulated and unregulated cases considered
- Interest Structures
- Retained, rolled-up, or serviced
- Completion
- Direct underwriting — typically 2-4 weeks for clean cases
Pros
- +Direct access to underwriters — no committee delays
- +Strong on Welsh-market cases
- +1st and 2nd charges both supported
Cons
- −Smaller balance sheet than the largest lenders
- −Specific terms confirmed at quote
Signature Property Finance FAQs
Where does Signature lend?
Signature lend across England and Wales. Their head office is in Wales and they have particular strength on Welsh-market cases.
Does Signature do development finance?
Yes — alongside bridging, Signature offer ground-up development funding and developer-exit bridges for finished or wind-and-watertight schemes.
Apply for a Signature bridge
We'll match your case against Signature's criteria first — and the rest of our panel — to find the cheapest fit.