Lender Profile
LendInvest Bridging Loans
Tech-driven bridging with a fast online portal — rates from 0.74%.
Starting rate
0.74% /mo
Max term
Up to 12 months
Max LTV
75%
Loan range
£75,000 (£200k for commercial; £500k for Refurbishment GDV)–£15,000,000 (loans over £1m capped at 70% LTV)
About LendInvest
LendInvest is a UK-listed specialist property finance platform (LSE: LINV). They were one of the first lenders to digitise bridging, and their online portal handles enquiry through to drawdown faster than most traditional lenders.
Their bridging products cover regulated and unregulated cases at rates from 0.74% per month, with separate products for residential, refurbishment, semi-commercial, commercial, land, and developer exit. Stepped rates start at 0.74% for residential.
Maximum loan size is £15m, with rate increases for cases above £1m. LendInvest's Refurbishment GDV product offers up to 70% loan-to-GDV — useful for value-add projects where the gross development value justifies a higher loan.
Product range: Residential, refurbishment (Bridge or GDV), semi-commercial, commercial, land, and development exit.
Best for
- Borrowers who value a fast, online-first application process
- Refurbishment GDV cases where you need 100% of refurb costs funded
- Auction purchases — LendInvest's portal is built for tight timescales
- Bridge-to-Let transitions to LendInvest's BTL range (free legals/valuations)
Key facts
- Established
- 2008 (LSE: LINV from 2021)
- Min Loan
- £75,000 (£200k for commercial; £500k for Refurbishment GDV)
- Max Loan
- £15,000,000 (loans over £1m capped at 70% LTV)
- Max Term
- 12 months (Refurbishment GDV: 18 months)
- Max Ltv
- 75% (residential) / 70% Refurbishment Bridge net / 70% Refurbishment GDV
- Fee
- 2% arrangement fee
- Regulated
- Both regulated and unregulated
- Interest Structures
- Rolled (default); serviced or retained on unregulated
- Completion
- Online portal — DIPs in hours, completion typically 2-4 weeks
Pros
- +Fast online application via their portal
- +Bridge-to-Let with free legals + valuation when you stay with LendInvest
- +Refurbishment GDV up to 70% LTGDV — strong for value-add deals
- +FTSE-listed, institutional-grade balance sheet
Cons
- −12-month max term — tighter than the 24 months some lenders offer
- −Loans over £1m reduced to 70% LTV
- −Refurbishment GDV not available via the self-serve portal — broker-led only
LendInvest FAQs
What's the difference between LendInvest's two refurbishment products?
Refurbishment Bridge is portal-based, no drawdowns — you get a 73% net LTV loan on day one with rolled fees and interest. Refurbishment GDV (broker-led) gives you Day 1 75% LTV plus 100% of refurb costs across up to 3 drawdowns, capped at 70% LTGDV.
Can I use LendInvest for an auction purchase?
Yes — their Auction product is purpose-built for fast-track auction completions, with the portal designed to hit 28-day deadlines.
Does LendInvest lend in Scotland?
Yes — England, Wales and Scotland are all covered.
Apply for a LendInvest bridge
We'll match your case against LendInvest's criteria first — and the rest of our panel — to find the cheapest fit.