Lender Profile
KIS Bridging Loans Bridging Loans
Specialist bridging broker-lender — fast indicative quotes online.
About KIS Bridging Loans
KIS Bridging Loans is a UK specialist focused exclusively on short-term property finance. They offer indicative quotes online quickly, with first and second charges available across residential and commercial property.
Their product range covers standard bridging, refurbishment (light through heavy), auction finance, and developer exit. Maximum LTVs are typical of the sector — up to 75% on standard residential first charges, with second charges considered separately.
Product range: Standard bridging, refurbishment (light/medium/heavy), auction finance, second charge bridging, and developer exit.
Best for
- Borrowers who want a fast indicative quote before formal application
- Cases where a second charge bridge is needed alongside an existing mortgage
- Auction purchases with tight 28-day deadlines
- Light-to-heavy refurbishment projects
Key facts
- Min Loan
- £50,000
- Max Loan
- Confirmed at quote
- Max Term
- 12-24 months (case-dependent)
- Max Ltv
- Up to 75% (1st charge residential)
- Fee
- Lender arrangement fee — typically 2%
- Regulated
- Both regulated and unregulated cases considered
- Interest Structures
- Retained, rolled-up, or serviced (case-dependent)
- Completion
- Indicative quotes online; completion typically 2-6 weeks
Pros
- +Quick indicative pricing without committing to a formal application
- +First and second charges both supported
- +Residential and commercial both covered
Cons
- −Specific criteria confirmed at quote stage rather than published in detail
- −Smaller team than the largest specialist lenders
KIS Bridging Loans FAQs
Does KIS lend on second charges?
Yes — second charge bridging sits behind an existing mortgage on the same property and is part of their standard product range, subject to the first lender's consent.
How fast can KIS complete?
Typical bridging completion is 2-6 weeks. Auction cases — where a tight 28-day deadline applies — are handled on an expedited track when documentation is clean.
Apply for a KIS Bridging bridge
We'll match your case against KIS Bridging's criteria first — and the rest of our panel — to find the cheapest fit.