Use case

Auction Finance

Bridging finance specifically structured to complete inside the 28-day deadline imposed by most UK property auctions.

When you win at auction, the standard contract requires completion within 28 days. Mainstream mortgages can't move that fast. Auction finance is a specialist bridging product designed to hit the deadline — DIP same-day, valuation within a week, legals running in parallel.

Most auction-funded bridges complete in 14-21 working days for clean residential cases. The fastest cases — clean title, AVM-eligible, responsive solicitors — can complete inside 10 days.

The auction lender typically wants to see your finance lined up before you bid, not after. We can issue a DIP based on your maximum bid and the auction property details — so you bid with confidence the funds will land in time.

Related terms

Need a bridging quote?

Compare seven specialist UK lenders. Rates from 0.55% per month.

Get a Quote